Germaine Foley

speaker

24,575 appearances 85 recordings 1 series first heard Dec 2024 last heard 4 Aug

Germaine Foley’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 45 in all, peaking in Jun 2026 with 5.

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We do not sit down and just make decisions about what is going to happen with the money.

That's it.

That's it right there.

That is the mistake.

And as you can see, this happens before the spending even starts.

Let's say you're anticipating an increase in your salary.

You're getting a nice bump, let's say 20K, okay?

Here's what I want you to do.

I want you to sit down and think about what that will look like in your life.

What is the impact?

How much money will that be additional in your life?

I want you to really sit down and calculate how much extra you're going to be bringing home.

So here's the thing.

I don't want you to wait until you get that first paycheck.

I suggest you sit down and calculate it based on your best estimate.

right?

Take out the taxes, take out deductions, just do a really nice estimate.

It doesn't have to be perfect, but I bet you're going to get really close based on your previous pay periods, right?

So based on the $20,000 increase, you could potentially estimate that you're going to get an additional $500 a check and you get paid twice a month.

So that's $1,000 per month extra you're going to be receiving.

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