Germaine Foley

speaker

24,575 appearances 85 recordings 1 series first heard Dec 2024 last heard 4 Aug

Germaine Foley’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 45 in all, peaking in Jun 2026 with 5.

newest first · ▶ plays the moment

You can make more money while taking on more debt.

You can make more money while increasing your expenses.

You can make more money while saving and investing the same amount that you did before and not increasing it at all.

Income matters, but it's not the only thing that matters.

Remember, the real question is, what did the income help you change?

And that change is your financial impact.

Okay, so now let's do something fun and look at two different examples.

Let's say woman number one receives a $20,000 raise.

That's a huge accomplishment and she should definitely be proud of that.

But over the next year, her lifestyle expands.

She upgrades her car, spends a little more on clothes, take a more expensive vacation, eat out more.

Her savings stays about the same.

Credit card debt stays about the same.

And she doesn't really do anything different with her investments.

And so when you look at her financial impact,

really there was none.

She earned more, 20,000 more at that, but she didn't make any financial impact with that additional income.

It came in and it literally went right back out.

It was absorbed by her lifestyle.

Now let's look at a different example.

Showing 841–860 of 24,575 · page 43 of 1229