Gina Heeb
speaker
171 appearances
4 recordings
1 series
first heard Feb 2023
last heard Jan 2025
Gina Heeb’s voice in public audio — every appearance, attributed to the second.
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Appearances
especially if you lost your job because of a natural disaster.
But it generally does make sense to keep paying them because without forbearance, you can become delinquent, which can really hurt your credit score.
depending on what kind of position the borrower is in, they can either, if they are in the position to restart payments, there are a number of different pathways they can take.
If they're not ready yet, then they can request an extended forbearance with
their lender.
But if they are ready to restart the loan, there are a couple different ways to do it.
They can split up the missed payments and add them on top of their monthly payment and spread it out in that way.
They can also tack on those missed payments to the end of the mortgage and continue to pay normally.
So lawyers do say that California is much more friendly toward borrowers than some other states.
It does have a set of laws that are specifically meant to protect homeowners who face foreclosure.
One example of a consumer protection law is called non-recourse, which means that some mortgages in California only allow the lender to go after the property in the case of foreclosure rather than other assets that the borrower has.
Homeowners can also check if they are eligible for property tax relief in the case that they lose their home or it's damaged.
borrowers if they find that they can't make payments.
The big twist with these kinds of cards is that the customer does not actually borrow or pay any money back like with a normal credit card.
They actually operate a lot like a debit card where a customer just buys something and on the back end it's reflected as credit.
The big twist with these kinds of cards is that the customer does not actually borrow or pay any money back like with a normal credit card.
They actually operate a lot like a debit card where a customer just buys something and on the back end it's reflected as credit.
These come through fintechs that often partner with banks to make these transactions happen.
So they all operate a little bit differently.
It's quite fragmented at the moment, meaning there are a number of different companies.
Showing 21–40 of 171 · page 2 of 9
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