Henry Holm

speaker

287 appearances 1 recordings 1 series first heard Apr 2026 last heard 30 Apr

Henry Holm’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Apr 2026 with 1.

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Equity Mates Investing Podcast · The How’s and Why’s of Private Credit with Henry Holm · 30 Apr 2026 podcast

No, I've got a Balmain hard hat, but I don't have a tool belt.

You know, especially in construction, which is probably where you're most likely to sort of experience that.

or have that scenario.

Basically, we maintain a relationship with the builder and the loan is structured in such a way that we can step in and novate that building contract across to us to finish the project.

Speaking for our experience, we've got a team of construction experts and former developers in their own right

who have got that experience, have got the project management experience, got the construction experience, got the development management experience to understand what's gone wrong.

And it's not always the same.

If for two loans that need that recovery action, there's probably never going to be two strategies that are exactly the same.

It's talking to all the people involved in the project, understanding where it's come undone and then building a plan.

Once you've got a plan, you then go to execute it and

I think that typically if you can get the project through to completion, well, you've got a finished product and you can sell or hopefully it's to some degree pre-sold already.

So managers who aren't co-invested in some way with their investor cohort, that would be massive.

Managed investment schemes, compliant managed investment schemes, when you get to any sort of real scale, require the responsible entity to put up some first loss.

So I think those schemes, retail private credit funds, there's a lot to like about those.

And then I would look for conflicts of interest.

So where a manager is not just representing the interest of investors, not just representing the interest of the debt capital, but might also have an equity participation in the project.

And then the question you'd have to ask yourself is that if that goes wrong, if that project starts to feel stress, whose interests is that manager going to protect?

And that's a really difficult question to answer.

For me, that's probably the biggest one.

Yeah, okay.

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