J.L. Collins

He was over 40 when I was born, but he was a cigarette smoker.

And the thing with cigarettes is they kill you slowly.

And before they kill you, they debilitate you.

And he was self-employed.

So as the cigarettes robbed him of his health and his ability to work,

It also took my family from very comfortable circumstances to very uncomfortable circumstances.

So that also profoundly influenced me.

My dad put both my older sisters through college.

I had to put myself through college, not because he was unwilling, they were just unable.

And so that kind of scarred me.

But if you put a plan in place, like the simple path to wealth, to build your wealth, to build your financial security,

you shouldn't have to worry about that stuff.

And yet, so when I talk about worrying is such a waste of time, that's what I'm referring to.

You recognize that we live in a risky world.

But there are things you can do to mitigate that risk.

And financially, you do that by building your wealth.

And I think the simple path to wealth is a wonderful way for people to do that.

But then stop worrying about it.

One of my favorite changes in the new edition of the book is we now have two case studies.

And the new case study is the story of my friend Tom.