Jacob Fenech

I'm like if they find out that I claimed that donation and I didn't keep my receipt, oh, my God, do they find other stuff?

And then what does that do for me?

And then I have to pay – and you just start thinking about all these things in your head.

And I think unless you're just waving around some big red flags, I feel like, yeah, like you said, they expect you to make your deductions.

They expect you to try and claim things.

So that's kind of normal.

I heard, I'm just going to, before we move on from this point, I heard once, and this could be like one of those urban myths, it's kind of like just sent out by the regulators.

Like they just whisper it in the ears and it spreads throughout the country.

I heard they had like a supercomputer, like a Watson supercomputer from IBM that kind of

automatically checked everyone's deductions?

Or am I just like making things up?

Yeah.

Okay, cool.

And another one of those potential urban myths about the ATO.

What actually happens there, no one knows.

But okay, mate, let's move on.

So this discussion is going to be about the big changes that people should just be aware of.

There's been a lot of change in...

2020, 2021, we call it COVID-19, but it really hit in 2020.

And it's still affecting part of the country and indeed people's incomes today.