Jacob Fenech

And then the other one is the low income tax offset.

Is that correct?

Exactly.

It is.

And so, these have the impact of effectively increasing what people take home post-tax time, especially low and middle income earners, as the name suggests.

Is that correct?

And that's why some people would always get a little bit in their tax return, right?

Because they kind of get that back because they paid a little bit more than what they later find out they're entitled to get back.

We don't have to do anything special to get this.

It's just lodge a tax return and it automatically applies.

Is that correct?

We don't have to apply for anything or whatever?

Okay.

That's a neat little one there.

So that's kind of do nothing, but lodge your tax return and it's automatically calculated for you.

It's easy win.

How about there's something, and we've got a few here for businesses.

And we know that not everyone has a business that listens to this, but we hope you have side hustles or you might even think about having a business in the future.

So we'll just try and just make a note of these because they are important changes on the back of COVID.

And one thing that I looked at