Jade Warshaw

You know, what you make goes on paper and then you subtract all of your expenses, basic budgeting, the ideas that you should live on less than you make and and just kind of those dollars and cents sides of it.

And then we know the other side of it.

The second part I'll call is behavior.

So it's not just understanding dollars and cents.

It's what are the behaviors that I must have in order to manage my money well?

Okay, well, I have to be a person, like we said before, that lives on less than they make.

I have to be a person who practices certain habits like saving or investing, right?

So there's the dollars and cents.

I understand math.

I understand, I don't know, like basic economics.

And then I understand the behaviors that go around it.

So yeah, those first two things, we're lacking that majorly.

But even as we become adults and we go into the world and we kind of start to say, ah, I'm missing that part.

And you kind of start to dig in whether you listen to your favorite influencer on the internet or you listen to a show like the Ramsey show that I host to get those first two pieces and kind of start to understand them better.

Then there's this third part that now kind of hits a lot of us on the head who felt like we were just starting to get going.

And that's the emotional side of money that I have spent a lot of time this past year talking about.

And that's the part that no one tells you

about money.

The emotional side is if you want to get out of debt, you need to spend less than you make.

Your brain goes, okay, I understand that.