Jade Warshaw

and being able to pay off that home and live in peace for some sort of real estate mogul's idea of how to really just ruin your life with debt and HELOCs.

It's never good.

It's never good.

It's never good to have an opportunity.

Yeah.

It's never good.

And what we teach, it's very simple to understand.

Some might say that it's boring because it doesn't have a lot of hoops to jump through and it's not a lot of bells and whistles.

And while you're at it, don't borrow against your current mortgage because we actually want you to gain that equity.

We like the idea of you having equity and...

Yeah, and then when you're ready to sell that piece of property and you're thinking, oh, here's my payday.

Now you've got that HELOC hanging over that.

It's like, oh, I forgot about that.

Yep.

I still owe $50,000 over there or what have you.

So the way that we teach, the whole purpose, guys, is we want your home to be a blessing and not a burden.

When we tell you things like the 25% rule, your mortgage should be no more than 25% of your take-home pay after taxes, it's so that you feel good and you can actually enjoy your home.

You're not house poor.

When we tell you not to borrow against your home on HELOCs or home equity loans, it's so that your wealth that you build is your wealth.

And when the time comes for you to upgrade and house, you have all of that at your disposal.