Jade Warshaw

enjoy the fruit of my labor a little bit.

And I think that's where you're at.

And it's a great place to be.

There's a time and a place for the intense and, you know, balls to the wall feeling.

And then there's a time to put your feet up and go, life is good.

We done good.

So where's your quandary?

You didn't buy the rentals in cash?

Okay.

What do they cashflow totally every month?

and before taxes and then i just got a a bonus it's like a one once a year bonus uh recently ten thousand dollars i mean if you like these properties you paid for them in cash if they're cash flowing i would just use your income and the cash to pay down this 97 000 bill i mean if you wanted to sell one of them off you could but i have a feel i mean it's just you right there's no family

Okay, that's two different things.

And I might change my advice on that now that you throw the fact in that you want to get a personal residence.

I might say, yeah, take the cash that you have, pay off the student loans, and then I might sell one of these properties to free up some cash.

So you've re-upped your emergency fund and now you have cash to come in and buy...

Whatever house you get for you, that needs to be in cash.

So maybe you're selling two of these properties to have what it is that you truly want.

And maybe that leaves you with one rental property.

Because what I wouldn't want for you to do is to put a mortgage on your personal residence.

And now you've got rent people living in paid for houses and you're not even living in a paid for house.