Jade Warshaw

Right.

So maybe you sell off two of these to get what you want.

I'm not mad at that.

So I like that you're doing that.

The only change that I would make is this is not an emergency fund.

So whenever you're a person who's on irregular income, whether you're in real estate or just anything that has those major opportunities for fluctuation, it is smart to keep a month's worth or two months worth, whatever you feel like you absolutely need aside to

yeah, just in case something happens, a deal falls through or it gets pushed later.

And that way you can, you know, continue to live your life, but that's not your emergency fund because that your emergency fund is there for the things that emergency funds are there for something that's completely unforeseen, something that's completely necessary and something that is completely urgent, right?

That's,

Your roof, your car falls apart, that kind of thing.

This is just part of your budget.

This is just part of, in many ways, it's just an extended cushion for you letting your budget adjust to a regular income.

So I would not...

To clarify, you can have this money here, maybe you take half of it, and you have a month and a half.

Only you know how much your income truly fluctuates and what you actually need there, but maybe there's some of that that could also go towards building a dedicated emergency fund.

So the good news is, once you start paying down, so if you do $6,000 in payroll, what do you have, $18,000 stashed aside?

Is that what you have in your business?

Do you really feel like you need three?

I feel like you could get,

I mean, only you know, I'm not trying to push you because I know that this is your sole thing.