Jade Warshaw

But if you don't need three, I would knock it down a bit.

And then the other thing is, the good news is once you start paying off this debt, the amount that that needs to be, because that should be a bare bones budget, not like your bells and whistles budget.

You'll be able to knock that down because once you pay off the 10K, that's a payment you don't need to make any more out of your budgeted money once you pay off the car.

That's a payment you won't need to make out of your budgeted money.

So as you're paying this debt down, you're also able to reach over and pull a little bit of that extra.

Does that make sense?

Well, it takes a couple of months.

I mean, just to be honest, it takes three months and some to really lock in.

The first month is experimental, truly.

And then after that, you kind of start learning your behavior and you should be locked in in the next 60 to 90 days for sure.

um it'll be six thousand okay okay good so you have your month covered and okay good i i like this okay so it sounds like you've got it set up like you've got the the system set up it's just now letting it start to work for you yeah hopefully you can start making progress soon and every dollar will definitely help jenny is in miami up next jenny what's going on

And the good news is if you keep doing what George said, as you're investing 15%, if you invest 15% of your income starting now, a little over $20,000 a year, you're going to have $2.6 million in retirement if you retire at 65.

Okay, so what's your timeline?

On what?

On exiting the premises.

Okay.

Tell me what you think.

Tell me what's precluding you from going now.

Because when you say, how can I build wealth?

Wealth is different than I need first and last month's rent to be able to get into my own apartment.