James Gay

speaker

47 appearances 1 recordings 1 series first heard May 2023 last heard May 2023

James Gay’s voice in public audio — every appearance, attributed to the second.

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You're not going to want to cook, especially me.

So I started door dashing and Uber Eats and just eating out quite a bit.

And then not only are you paying for the food, but you're paying for the delivery of the food.

I had a lot of bad spending habits during the pandemic.

And it just kind of, you know, threw all of the necessities to the side.

They were more like a, oh, here's this bill that I have to pay.

Oh, wow, I forgot about that one.

It was very taxing.

In the back of my head, I was always like, I really shouldn't be doing this.

But there was no real James stop it right now up until my dad actually made me get a credit card to help keep building my credit.

And I had a limit on it.

And he told me to not go over a certain percentage.

And I just kept swiping, swiping, swiping.

And not only did I go over that percentage she told me not to go over, but I almost maxed it out.

And next thing I know, I'm getting a call and I'm getting chewed out about it.

And so that was kind of my hard signal that, James, you're doing a lot because you knew better.

My dad.

So we have connected accounts through the credit union and his name is also on the credit card.

So not only was it affecting my credit, but it was affecting his.

So how'd you go about fixing this?

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