James Kirby
speaker
9,991 appearances
43 recordings
1 series
first heard Apr 2026
last heard yesterday
James Kirby’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 43 in all, peaking in Jul 2026 with 9.
Appearances
Okay, this is a letter.
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This is a letter.
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We don't get letters.
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This is a piece of correspondence from Jem, J-E-M, who lives in Singapore.
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And it's very interesting.
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As HSBC, that is the what's upon it?
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Time Hong Kong and Shanghai Banking Corporation has announced its withdrawal from Australia.
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This is amazing stuff, by the way.
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HSBC comes into Australia, builds up a brand, has branches, advertises all over the place, the whole thing, and then it announces we're out.
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We're leaving.
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And Jem says they are simply shutting down their credit card operations without assisting customers onto any other bank credit card offering.
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Now there's no banks left in Australia which will offer credit cards based on income outside of Australia.
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My wife and two daughters are at university
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In Australia.
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And there's now no way for them to operate in Australia other than through debit cards, which are of course much riskier.
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I can have a private banking I can be a private clean
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banking client in Singapore, but I can't borrow a dollar on a credit card in Australia unless I live there.
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Australian banks simply don't think it's possible to earn any income.
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Beyond Darwin, says Jim, it's a great piece and it tells us a lot.
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I mean, HSBC, it's so unimpressive.
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Showing 261–280 of 9,991 · page 14 of 500
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