James Kirby

All right.

Josh, Joshua.

I previously looked at investment bonds where your money is locked away for 10 years and taxed internally at 30%, but has no tax act withdrawal.

And now he says, now with the CGD changes, I've started to consider if they're potentially worthwhile.

Yeah.

Well, isn't it interesting that there was a big joint venture announced yesterday with Challenger and Generation Life and Colonial, which is in this area.

Not exclusively, but it's part of it.

We've been very skeptical about investment bonds on the show again and again.

The readers and the listeners continually say, tell us about them.

What's your view on them now?

But is it the case, sorry Liam, you must do it for 10 years to really get the bank for you?

Right.

Okay.

It's interesting.

I think you'll find that the investment bonds people will be advertising and promoting.

They're not perfect folks, but they are relatively more attractive than they used to be.

Okay, very interesting.

We'll come back to that and we'll come back to many other issues, I'm sure.

Okay, folks, we are running out of time.

I have to hold it there.