James Kirby

speaker

10,396 appearances 44 recordings 1 series first heard Apr 2026 last heard 2d ago

James Kirby’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 44 in all, peaking in Jul 2026 with 9.

Appearances

newest first · ▶ plays the moment

The Money Puzzle · Cash is king again...here's why · 21 Sep 2026 podcast

Yeah, cut it to Chase. voice-verified

Cut it. voice-verified

They made a big bet and they got it wrong. voice-verified

And you can be right, but that's not much conservation if you're wrong for so long. voice-verified

The opportunity cost of that is substantial. voice-verified

Okay, this is a letter. voice-verified

This is a letter. voice-verified

We don't get letters. voice-verified

This is a piece of correspondence from Jem, J-E-M, who lives in Singapore. voice-verified

And it's very interesting. voice-verified

As HSBC, that is the what's upon it? voice-verified

Time Hong Kong and Shanghai Banking Corporation has announced its withdrawal from Australia. voice-verified

This is amazing stuff, by the way. voice-verified

HSBC comes into Australia, builds up a brand, has branches, advertises all over the place, the whole thing, and then it announces we're out. voice-verified

We're leaving. voice-verified

And Jem says they are simply shutting down their credit card operations without assisting customers onto any other bank credit card offering. voice-verified

Now there's no banks left in Australia which will offer credit cards based on income outside of Australia. voice-verified

My wife and two daughters are at university voice-verified

In Australia. voice-verified

And there's now no way for them to operate in Australia other than through debit cards, which are of course much riskier. voice-verified

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