Jamie Dimon

speaker
1,379 appearances 70 recordings 17 series first heard Sep 2024 last heard 16 Jul

Jamie Dimon’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
25 · Jan OctJan 26AprJulnow

Recordings per month over the last 12 months — 54 in all, peaking in Jan 2026 with 25.

Appearances

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It was called hell to maturity, where you don't have to mark even treasuries to market.
And I always hated hell to maturity because
But it gives you better regulatory returns and stuff like that.
But when that held to maturity, if you said, what's the tangible book value of one of these banks, and you said it was 100, well, all of a sudden, it was 50 if you just marked that one thing to market.
And now you're into judgment land.
At what point, if you saw a bank where just that one mark had the tangible book value drop to 40 or 30 cents to the dollar, would you panic?
I would have said, that's too much risk.
And the regulators helped us because they said rates are gonna stay low forever.
So these banks bought a lot of 3% mortgages.
And when 3% mortgage, when rates went up to 5%, worth 60 cents on the dollar, or 50 cents.
And that was it.
And so both those, they took too much interest rate exposure, known to management, and it was known to the regulators.
and fixable.
We knew a little bit about Silicon Valley Bank.
We were trying to compete in that area, so we learned a lot afterwards about how to do a better job for that ecosystem of venture capital.
We have a whole campus in Palo Alto now.
We've hired 500 innovation bankers.
We cover venture capital companies.
We're not as good as they are yet.
We're going to get there because we're organized slightly differently.
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