Jason Zweig
speaker
906 appearances
17 recordings
1 series
first heard Jan 2018
last heard Sep 2022
Jason Zweig’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · It's About Time Financial Advisers Spoke in Plain English · 6 Nov 2019
podcast
And they need to be told why there's a disclosure about conflict of interest, not just what the disclosure says.
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I think the new disclosure rule is progress.
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It makes things better than they were before.
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And it does leave firms room to make their disclosures even simpler.
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But we have a long way to go.
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My pleasure.
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Thanks, Jared.
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Well, of course, that's the average rate, JR.
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Some people are doing better.
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Other people may be doing worse, but...
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You know, if everyone obtained, you know, a fair market rate, people would probably earn, you know, $150 billion or more in extra interest.
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Now, of course, they couldn't all do it at once.
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It would flood the market.
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But most people, I think, are probably overlooking an opportunity to add about two full percentage points to their return with very little effort.
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Yeah.
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I mean, without more than a few minutes of effort and maybe three or four, five clicks of a mouse, you can quite easily earn 2%, 2.25%, perhaps even as much as 2.4% in an online savings account, which is a lot better than 0.09%.
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Yeah, that's correct.
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I mean, in most cases, they're no less convenient than the physical bank you may be familiar with.
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And they're all FDIC-insured, so there's an implicit government backing behind your deposits.
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So they're safe, they're convenient, and they're much more lucrative.
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