Jeff Rogo
speaker
233 appearances
3 recordings
1 series
first heard Oct 2018
last heard Mar 2023
Jeff Rogo’s voice in public audio — every appearance, attributed to the second.
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Appearances
And so whereas if I'm in, you know, I live in New Jersey and we've got Allstate and State Farm and a bunch of other firms that I can go to, those are dominating the marketplace in most of the country.
In Florida, they aren't.
It's like 50 tiny companies you've never heard of because a bunch of them just got crushed.
And the thing that I think people need to step back when they look at insurance that's fascinating about it is insurance is state regulated.
So insurers don't go to some federal board and figure out whether they're going to do some policy across the country.
They've got to go to each individual state and say, can we do this?
And for large insurance companies, they felt that Florida didn't have their back, and so they pushed out.
And Florida, because of that, had to create its own insurance company, both for flooding and wind.
It's had to create a reinsurance market, and it's had to entice a bunch of other startups to get into the business.
Last year was a huge test for Florida, and it seemed to do okay.
You had Harvey, Irma, and the other storms.
It did okay.
This will be another test, and we'll see what happens.
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