Jeff Schwartz

I know you.

What the fuck are you saying?

You don't believe any of the shit you're saying.

The conspiracy stuff with Florio just boggles me.

He knows, but he's a smart guy.

I don't think he's dumb.

And he puts out some just silliest stuff sometimes.

He knows Steelers are not going to hire Jim Harbaugh or John Harbaugh.

If it's for clicks, then it's your business model.

Go ahead and do it.

Be my guest.

It's just frustrating because I feel like he was better than that for a long time and not anymore.

I'd always wanted to do something more entrepreneurial, and I'd gotten to a stage in my career where it was the appropriate time.

But in terms of the investment opportunity or the aha moment where there was an opportunity here, I was speaking to a friend of mine who owned a small business, and we were comparing notes on what he did and what I did.

And he made the comment that it would really be interesting to have an investor like you

on my cap table or on my board or involved with my company, but I would never sell to a private equity fund.

So I thought about small businesses.

I thought about the lower middle market.

I knew that traditional banks had largely vacated the space and were lending much more selectively and much more conservatively to small businesses.

I knew that private equity firms were certainly buying small businesses.