Joan Saladich

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211 appearances 1 recordings 1 series first heard Jun 2026 last heard 2 Jun

Joan Saladich’s voice in public audio — every appearance, attributed to the second.

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Making Risk Flow | The Future of Insurance · Beyond Traffic-Light Risk Scores: Building Climate Risk Models That Actually Work | Joan Saladich (Part 1) · 2 Jun 2026 podcast

On the other hand, we are talking about science after all.

So for instance, something that just happened a few weeks ago, the IPCC, the Intergovernmental Panel for Climate Change, they were saying that one of the S scenarios which is the SSP 585, let's say that's kind of the worst case

the scenario in terms of greenhouse concentrations, emissions and concentrations and like we're gonna go all in on pollution altogether.

And they were saying that's no longer possible.

So that's no longer possible, honestly speaking.

I mean science is getting better, humanity is evolving, we are transitioning, we are seeing a lot of countries, regions transitioning to green energy, so we are not polluting as much as 20 years ago, or as the expectations that we had 20 years ago.

So it's science change, yeah.

A lot of things about this because there has been a lot of critics in the end.

It's like, well, it's just science, these things happen.

But then from an insured viewpoint, you have to understand.

That most of these traffic lights used to consider just two climate change scenarios.

And one of them was the 585.

And all of a sudden the IPCC says, Well, actually, you could use that for let's say they call a stress testing, but it's no longer possible.

And so imagine if you are a reinsurer and at some point you are trying to use this climate data or this climate insights that you could get, and you are just having two S scenarios, and now you know the half of your analysis or half of your

Risk or half of your interpretation that you did is biased, is from the guy who made it says, Well, now thanks God, that's good news also.

This future is no longer possible.

So those are big challenges.

At Geoscope, we have been always, and in Sustex in our platform, we have been always advocating for a more holistic approach, especially when physical risk is

into the game.

What do I mean with a more holistic approach?

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