Joe Caruso
speaker
4,639 appearances
52 recordings
1 series
first heard May 2010
last heard Oct 2012
Joe Caruso’s voice in public audio — every appearance, attributed to the second.
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Appearances
Yeah, I I think the uh uh uh person on the Daisy and I can't remember what bank they were from, uh, was kind of uh uh making a uh g an indictment against franchise ours that that they weren't
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proactive enough and they weren't giving enough information to the bank
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in order for them to make loans.
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and uh and uh uh John Luther took umbrage with that commentary.
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And and and uh the bank was more specific about that but uh
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Um I John made it very, very clear that uh uh you know, the franchising is highly regulated.
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I mean we already have franchise disclosure documents.
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Uh a lot of franchise ours are using bank credit reports and th th the the bankers aren't just a they aren't asking for what they need.
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And uh and and and I think the the good thing about that exchange is it moved the conversation towards
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streamlining
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the process
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uh and one of the things that uh came out of the small business lending summit that we're gonna learn at this year's small business lending summit is that uh they've got some uniform uh the uh some universality to uh the uh applications uh from various lenders which is going to make it easier for borrowers to be able to shop their loans and easier for the lenders to review loans
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because they'll all be looking at the same type of information in the same format.
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So I I think that it w it was a good exchange, uh, and uh and I and I I I think it was healthy, very, very healthy.
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It's always going to cost you more than you think it will.
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and uh uh the ability to do uh even simple things like background checks
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on an international uh landscape is sometimes almost impossible.
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And being able to vet your franchisees before you you sign a deal with them
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Showing 1601–1620 of 4,639 · page 81 of 232
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