Joe Loya

And again, this is where the erosion of posterity has already occurred.

And I can't have a feel for 10 years down the line.

I'll be able to have, I'll pay off a mortgage, like none of that.

And so it's already happened to me.

I don't have a feel for posterity.

Remember, my mom died at 26.

There's also included in this a feeling like I just got to make it a 26.

I don't know what happens after that.

I just got to make it a 26 because that's where the cutoff date is for me in my head.

A lot of people think, oh, 76, that's where, you know, when your parents died, that's approximately the age.

I was like, I don't know if I'm going to make it a 26.

I just got to make it a 26.

And after that, I have no feel for them.

So put all that in the mix.

And I think, you know what?

I'm not going to do all these years here so I can go make $45,000.

That's it.

So I start committing little bullshit crimes.

I start balancing checks, which is the easiest thing to do.

And I start borrowing money and not paying it back.