Joe Loya

I start doing little frauds and then bigger little frauds.

But, you know, all small scale because I'm not a gang member, because I'm not a criminal.

Because I don't have anyone in my family to bring me into it, I have to connive my way into the underworld because I don't know anything.

So I commit a bunch of petty, petty crimes.

But I commit a lot of them.

And I end up being wanted in five different counties.

Oh, wow.

The worst of it, I defraud some guy out of a $32,000 733-IBMW, which was top of the line at that time.

Yeah, it was elaborate.

I mean, I literally wrote him a check.

and told him, hey, my banker's not there until this afternoon.

He can tell you this check's good, and then I'll come back and pick the car.

Because it was, you know, I wrote it for $35,000 or $32,000.

So I drive down to L.A.

from Santa Barbara, and I crossed out the guy's number.

I gave him my dad's phone number, and he calls me every day.

And I pretend, literally pretend to be an Asian banker on the phone talking.

I mean, it was so, it was so, and he buys it.

He's like, I have a checker for Joe Loyal.

I'm not even going to do the voice.