Joe Lynam

Good morning, Callum.

Good morning, Cuiva.

Morning, Joe.

Thanks for having us.

Tell us more about the current situation for pharmacists before they were allowed to prescribe.

Tell us a little bit about how the 0% credit works for customers.

They're only allowed to give verbal advice.

Isn't that it?

So it's Hum you do the deal with.

for a prescription when actually the reality is the pharmacist was more than capable of having that conversation and completing that treatment journey and definitely more than capable so the new minister said we need to give more powers to the pharmacist and there are eight conditions or illnesses that they can prescribe and it's fairly clearly defined maybe tell us about one or two of them

In other words, someone signs up with Hum and they get the financing by you guys.

Okay, so did you say 99 euros is the smallest amount you can put on finance?

Cold sores.

And how does it work financially between you and Hum who provide the credit?

I mean, they're not going to do it for free.

So the eight are thrush, urinary tract infections, shingles, mouth thrush, impetigo, conjunctivitis, cold sores and allergic rhinitis.

Now, this sounds to me like it's only of use to the already fairly well-off.

So does the pharmacist take someone into a separate room to discuss that or how does that happen?

You're not going to give credit to people whose credit is not great.

And I mentioned that it's going to start at eight.