Joel O'Leary

speaker
227 appearances 1 recordings 1 series first heard Jul 2026 last heard 11 Jul

Joel O'Leary’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

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And this is a strategy that I love personally for the average investor.
And the thing that I like about it is when you give people limited options, it means that it's really difficult to screw up.
And so a couple of cool things.
First of all, there's no monthly account fees.
There's no brokers you can choose from.
You've only got one option.
you're not going to get swindled by advisors or people that can take fees for not providing value.
You're not going to underperform the market because all your investments are invested in the broad market.
So it really is a boring investment account, which is perfect for most people.
There's
You can't day trade in it.
You can't make risky, spilly bets in it.
Right now, the default fund for all Trump accounts is the State Street SPDR portfolio.
It's an S&P 500 index that tracks the S&P 500.
The expense ratio is 0.02%, which is next to nothing.
It means if you've got $10,000 in the account, you're only going to pay $2 in fee for the year.
So anyway, I'm a huge fan of it.
I think this limited investment menu is a pro.
What do you think, Robin?
Yep, that's right.
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