Joey Coberly
speaker
208 appearances
1 recordings
1 series
first heard Apr 2026
last heard 10 Apr
Joey Coberly’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Apr 2026 with 1.
Appearances
Yeah, it's it's it's a pretty uh it's pretty sage business advice.
I I've I've pulled it from a lot of different places.
Yeah.
Yeah, yeah.
Personally, I don't I don't use debt other than, you know, maybe like a mortgage or something like that.
But the I I'm not anti-debt.
It's just something I don't use.
Um, and I I understand the good debt versus bad debt argument.
Where where I would say, uh, you know, my company doesn't harp on people that use debt or anything like that.
What I would say is what takes most businesses out in the first five years is useful
Using debt for the most part, um, or cash flow issues, one or the other, and a lot of times those are interconnected as well.
But
I I think what it really comes from is not really having a business plan or knowing what you're doing and then using other people's money to experiment with that money.
That's when you get that's dangerous when you're spending a bunch of marketing dollars on a business plan that doesn't really exist yet, or you don't really know your ideal customer, you don't really know proven strategies and you're dumping money into this thing.
That's when guys get into trouble and it happens more often than you would think.
Or like overpaying for equipment and trucks and vehicles.
That you don't need, like you go out and buy the $80,000 truck to start your business when you really only need a $10,000 truck.
It's stuff like that.
And so the experienced businesses aren't doing that.
They don't go out and and uh they're not gonna they're gonna test first, see what works, and then double down on it.
Showing 181–200 of 208 · page 10 of 11
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