John Assaraf

And this guy was a real estate developer in Toronto, Canada. I was living in Montreal. And he asked me if I would meet this guy for lunch and maybe he would give me a job. And at the time, I was working for that big electronics company called Phillips Electronics. And I was working in the shipping department, making $1.65 an hour, opening boxes, putting boxes away on the truck, off the truck.

And this guy was a real estate developer in Toronto, Canada. I was living in Montreal. And he asked me if I would meet this guy for lunch and maybe he would give me a job. And at the time, I was working for that big electronics company called Phillips Electronics. And I was working in the shipping department, making $1.65 an hour, opening boxes, putting boxes away on the truck, off the truck.

And this guy was a real estate developer in Toronto, Canada. I was living in Montreal. And he asked me if I would meet this guy for lunch and maybe he would give me a job. And at the time, I was working for that big electronics company called Phillips Electronics. And I was working in the shipping department, making $1.65 an hour, opening boxes, putting boxes away on the truck, off the truck.

And I hated it. I took the train from Montreal to Toronto, met this gentleman for lunch, and he asked me what I wanted to achieve in my life. And I said, well, I'd like to make more than $1.65 an hour. I'd like to move out of my parents' house, and I'd love to buy a car because I'm tired of taking the bus and the subway here in freezing cold Montreal in the winter.

And I hated it. I took the train from Montreal to Toronto, met this gentleman for lunch, and he asked me what I wanted to achieve in my life. And I said, well, I'd like to make more than $1.65 an hour. I'd like to move out of my parents' house, and I'd love to buy a car because I'm tired of taking the bus and the subway here in freezing cold Montreal in the winter.

And I hated it. I took the train from Montreal to Toronto, met this gentleman for lunch, and he asked me what I wanted to achieve in my life. And I said, well, I'd like to make more than $1.65 an hour. I'd like to move out of my parents' house, and I'd love to buy a car because I'm tired of taking the bus and the subway here in freezing cold Montreal in the winter.

And he said, it's all great, but what are some bigger goals and dreams you have? I said, I don't have any. And this was a pivotal moment in my life because he said to me, he said, would you mind doing me a favor since we're going to be talking about maybe you coming to work for me? I said, well, sure. He said, can you fill out the answers to these questions? And he gave me this document.

And he said, it's all great, but what are some bigger goals and dreams you have? I said, I don't have any. And this was a pivotal moment in my life because he said to me, he said, would you mind doing me a favor since we're going to be talking about maybe you coming to work for me? I said, well, sure. He said, can you fill out the answers to these questions? And he gave me this document.

And he said, it's all great, but what are some bigger goals and dreams you have? I said, I don't have any. And this was a pivotal moment in my life because he said to me, he said, would you mind doing me a favor since we're going to be talking about maybe you coming to work for me? I said, well, sure. He said, can you fill out the answers to these questions? And he gave me this document.

And the first question when I flipped over the page, Charles, was at what age do you want to retire? And I'm like, excuse me, what am I supposed to put over here? He goes, pick a number. And I was 19 at the time. And so I said, well, like, what's a good number? He says, pick, you know, 20, 30 years. And I said, it's like 45. Okay. He goes, sure, put it down.

And the first question when I flipped over the page, Charles, was at what age do you want to retire? And I'm like, excuse me, what am I supposed to put over here? He goes, pick a number. And I was 19 at the time. And so I said, well, like, what's a good number? He says, pick, you know, 20, 30 years. And I said, it's like 45. Okay. He goes, sure, put it down.

And the first question when I flipped over the page, Charles, was at what age do you want to retire? And I'm like, excuse me, what am I supposed to put over here? He goes, pick a number. And I was 19 at the time. And so I said, well, like, what's a good number? He says, pick, you know, 20, 30 years. And I said, it's like 45. Okay. He goes, sure, put it down.

The next question was upon retirement, how much net worth do you want to have? I'm like, net worth? I said, excuse me, sir, what does net worth mean? And he explained to me what net worth is. I said, okay, how much should I put there? He goes, well, you're going to need probably a few million dollars, you know, if you want to retire at 45, and you're going to live to probably, you know, 75 or so.

The next question was upon retirement, how much net worth do you want to have? I'm like, net worth? I said, excuse me, sir, what does net worth mean? And he explained to me what net worth is. I said, okay, how much should I put there? He goes, well, you're going to need probably a few million dollars, you know, if you want to retire at 45, and you're going to live to probably, you know, 75 or so.

The next question was upon retirement, how much net worth do you want to have? I'm like, net worth? I said, excuse me, sir, what does net worth mean? And he explained to me what net worth is. I said, okay, how much should I put there? He goes, well, you're going to need probably a few million dollars, you know, if you want to retire at 45, and you're going to live to probably, you know, 75 or so.

He said, so put a few million. So I put $3 million. The next question is, what kind of car do you want? Mercedes-Benz convertible. What kind of house do you want? Oh, four-bedroom house, two-car garage. Where do you want to travel? All over the world. How do you want to dress? With Italian clothes. Who do you want to help? My mother and father. I wrote down all of the answers to these questions.

He said, so put a few million. So I put $3 million. The next question is, what kind of car do you want? Mercedes-Benz convertible. What kind of house do you want? Oh, four-bedroom house, two-car garage. Where do you want to travel? All over the world. How do you want to dress? With Italian clothes. Who do you want to help? My mother and father. I wrote down all of the answers to these questions.

He said, so put a few million. So I put $3 million. The next question is, what kind of car do you want? Mercedes-Benz convertible. What kind of house do you want? Oh, four-bedroom house, two-car garage. Where do you want to travel? All over the world. How do you want to dress? With Italian clothes. Who do you want to help? My mother and father. I wrote down all of the answers to these questions.

That was just a bunch of bullshit answers.

That was just a bunch of bullshit answers.