John Collison

speaker

6,048 appearances 22 recordings 1 series first heard Jun 2025 last heard 5 Feb

John Collison’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 10 in all, peaking in Oct 2025 with 5.

Appearances

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Cheeky Pint · Stablecoin special: Zach Abrams (Bridge) and Henri Stern (Privy) · 4 Nov 2025 podcast

But if you bank with a credit union or a mid-sized bank, they absolutely do not build their own banking software for the ledgering, imagine the account and anything like that. voice-verified

And there's, you know, Pfizer, there's Jack Henry, there's First Data, there's a few companies like this who build the bank cores as they're known. voice-verified

And so the banks are actually, you know, uh voice-verified

Balance sheet and a credit strategy and a brand and various things, but in front of all this software that is provided by someone else. voice-verified

And so are you saying that your vision is that there's much more of that where you can plug in the crypto equivalent of a bank core? voice-verified

Again, this is like a total trad final, but you can plug in the crypto equivalent of a bank core into a neobank, or you know, maybe Uber and Lyft want to build this for. voice-verified

But voice-verified

their drivers, you know, or something like that. voice-verified

Is that basically your vision of where things go? voice-verified

Yeah. voice-verified

So one of the mistakes mistakes I think people make thinking about crypto is they think about it as a discreet voice-verified

Invention, like you know, one day we had computers, but of course, one day we had like Univac, and you know, then we had the Apple One, and then we had the Macintosh, you know, uh, and actually the computers got much better over time to the point of almost being different things. voice-verified

And I think similarly people think of blockchains happening at one point in time, but like we tried for the payments use case, we tried raw Bitcoin, no lightning or anything back in the day in like 2013, 2013. voice-verified

2014, that was not a good payments blockchain, I'll tell you that. voice-verified

Despite the fact that the Bitcoin white paper really talks about payments as the core use case rather than many things that have really worked for Bitcoin. voice-verified

Roger. voice-verified

And so I'm curious as you look at the last voice-verified

five to ten years of blockchain advancements. voice-verified

can't send USDC to an address that doesn't have it. voice-verified

Won't Solana people say Solana solves this? voice-verified

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