John Delony

speaker

14,564 appearances 199 recordings 4 series first heard Apr 2022 last heard 9 Sep

John Delony’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jul 2026 with 5.

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The Ramsey Show · Don't Be A Slave To The Lender · 8 Sep 2026 podcast

Thanks for taking my call.

Sure.

So in 2012, I bought my family's home for $80,000 at about 3% interest and worked on it, put in sweat equity.

And about 10 years ago, I filed bankruptcy because I was buried in student loans.

And I kind of got that in order.

Of course, I couldn't get rid of the student loans, but got rid of other debt and structured things.

Well, after COVID, I saw that I could sell the home I was living in, which I loved and I'm sick about right now, to pay off those loans.

So I did, and I did pay off those loans, and I was debt-free.

And I subsequently rented for four years.

Rentals are pretty high in my area.

I rented for about $2,400 a month for three to four years and wanted to get back into owning a house.

So I bought a house last January for $230,000 with no money down, which I'm sick about that too.

I'm raising my son alone.

He's going into his senior year.

And I have more debt now than I've had before.

I have a car loan.

I have $230,000 in mortgage.

I'm paying 6.25 on that mortgage.

I make $100,000 a year.

I'm 59 years old.

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