John Dinsmore

speaker
186 appearances 1 recordings 1 series first heard Aug 2026 last heard 3 Aug

John Dinsmore’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

Appearances

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why do we struggle with figuring out debt?
It's because it's hard, right?
It's a highly complicated thing.
Most things that we buy have a price associated with them that is static.
It doesn't change.
But the price for a lot of debt changes every day.
And maybe there's multiple prices.
And how we perceive those prices depends on
a lot of things our background and skill the context of that day were we feeling good that day were we feeling tired were we in a noisy environment where it was hard to think so all of those things can come to play to contribute to you know the quality of a financial decision or the lack thereof
I would probably say to Anna a couple things.
One, it sounds like she and her husband took a very thoughtful approach to things.
And we're doing...
things the right way or at least in a careful and thoughtful way and then she ran into a once in a century event like covet 19. um it's probably cold comfort but uh if you're familiar with the sphere in las vegas so james dolan who owns the new york knicks and madison square garden he planned to build the sphere at the exact same time that anna was building her house and ran into the same challenges
and it doubled the cost of that venue.
Now, James Dolan is a super rich guy, and so he can afford to have probably more financial pitfalls than the rest of us, but it's just a way of demonstrating that they didn't do anything wrong.
In terms of it feels like the system isn't built for them, the one part where I would agree is that
A financial theory requires that if someone is a riskier borrower, they have to be charged higher interest rates.
Well, who's considered a risky borrower?
Well, probably someone with less money.
So this means that someone with less money is typically paying more for their loans than someone with lots of money.
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