John Percy

According to The Telegraph's John Percy, West Brom are in serious danger of a points deduction, a move that would completely upend the championship survival battle.

While the breach itself isn't thought to be huge, even minor financial missteps can lead to punishments like fines, transfer bans, or the dreaded points deduction.

The trouble started when the Baggies posted a £17m operating loss for the 2024-25 season, pushing their total losses since July 2022 to a massive £55.6m.

The Football League only allows clubs to lose a maximum of £39m over three years, meaning West Brom are over the limit by more than £16m.

After digging into their accounts, the EFL has officially charged the club for breaking the rules, and given them just 14 days to respond.

The real problem for the Baggies is timing.

League guidelines say any punishment for last season must be applied this season, which means a points deduction could be coming in the next few weeks.

That would be a disaster for their league position.

James Morrison's team is currently sitting just two points above the relegation zone and one point ahead of Pompey.

They wouldn't be the first Championship club to get hit this year.

Sheffield Wednesday already took a points hit for falling into administration, and Leicester City were docked six points in February for their own financial breaches.

We'll have to wait and see what the EFL decides.

But if a points deduction does happen soon, it would almost certainly drop the baggies into the bottom three.

The report suggests West Brom are trying to push any penalties back to the 2026-27 season, to avoid this nightmare scenario, with only four games left to play.