Jordi Visser

And the reason is because if debt and equity are merging together, which is what I think is happening for a lot of different places, that's a very different world.

And it's very hard for me to get into the details, so I have to write it down.

And then I send it out, and I get people to engage with me, and I'll talk to very sophisticated, smart people about the papers.

And that leads to me getting new ideas and going through it.

So I'm straddling the world of people that I've gotten to know.

I like to learn from them.

But to your point on the fourth one, not for one second at this time.

Do I want to make money?

Of course.

I'm an entrepreneur.

I want to make money.

But what I really want to do, which I couldn't do before...

If I can help people navigate the financial world and feel confident that they're going to come out of this okay by explaining both the downside and the upside and not being a perma anything.

So I'm negative right now.

Okay, great.

But that's for the next month or two, maybe three months, maybe four months.

I'll just keep looking and providing stuff.

And for the last four weeks, the people have watched me and been like, whoa, you're starting to get a little more negative.

What's going on?

I'm like, okay.