Joseph Lombardi

speaker

429 appearances 1 recordings 1 series first heard Mar 2025 last heard Mar 2025

Joseph Lombardi’s voice in public audio — every appearance, attributed to the second.

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Wealthy After 40: Retirement Planning and Budgeting for Gen X · Ep 111 | Why Life Insurance Is Important w/Joseph Lombardi · 21 Mar 2025 podcast

So if I lost 50% on 100, I have $50.

I need 100%.

50 into 50 is 1.0.

So if I lost 50 and then gained 100, I made nothing.

Then you take the fees out that you were paying, 12B1 fees, classes, you actually lost money, right?

Because there was a study done.

I forgot by what college has said.

If I give you an account that lost 50% and gained 90 the next year, would you want it?

And like 87% of people were like, oh, I'll take that account.

And they were down like 12%.

Because people don't understand finances.

Most people just like, I don't know.

It's too much.

There's numbers involved.

There's codes.

And I don't know.

I'll just trust somebody else.

Well, the person you're trusting isn't five-star rated like I am, A-plus rated on the Better Business Bureau like I am, have zero complaints in 22 years with thousands of clients.

then maybe you should see what their ratings are.

And maybe you should say like, because most people I meet, they have an advisor already.

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