Joseph Lombardi
speaker
429 appearances
1 recordings
1 series
first heard Mar 2025
last heard Mar 2025
Joseph Lombardi’s voice in public audio — every appearance, attributed to the second.
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Appearances
It's really all it is.
It's taking a small percentage of your income, putting it away, having it grow and compound the benefits and including the long-term care, the life benefits, hence life insurance, not death insurance.
We're not talking about term life here.
We're talking about permanent life insurance, not renting your life insurance like most people do.
Like,
I have life insurance.
It's like, no, you don't, because the insurance company wouldn't have sold you that policy through underwriting if they knew there was a 99.99% chance you were going to die in the 10, 15, 20, or 30 years.
They're not dumb.
They've been doing this for 180 years.
You don't think they have a law of large number based on your age, your sex, your health, your demographic, your prescriptions you're taking, whether you've had psyche, DUI, speeding tickets.
They can tell you literally within a two-year window when you're going to die unless there's a crazy freak accident.
So it's like people think like, oh, I have life insurance.
I'm all set.
I have it at work.
Okay, what happens when you retire?
You're on a group plan at work.
It's on the tax ID of the company, not on your social security number.
So as soon as you detach yourself from a retirement, a quitting or a firing, you have no life insurance, none.
And then now how old are you?
53, 56, 61, 64, 68.
Showing 161–180 of 429 · page 9 of 22
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