Joseph Moore

So like my dad growing up would vote communist for president.

So I did not enter through the door of believing in capitalism.

And so I was getting a PhD in history and I did all the same things that all that you hear professors do.

I assigned Karl Marx on day one, all the, you know, but not Adam Smith.

But for some reason at that time, it was 2005, someone said, well, the lesson of history is clear.

You need to buy a house.

And instead of thinking about that for a hot second, I just nodded my head.

We bought a house.

We're graduate students, right?

I mean, this is the no verification loan world.

Then a friend of ours was going to lead a financial class at the local church.

He was like, would you come?

I said, absolutely not.

I'm smart.

I don't need this stuff.

Plus, it's all a scam anyway.

And he said, would you just do me a favor?

Because I'm scared I'm going to be embarrassed if only like two people show up.

So we went to help a friend, and they make us do a budget.

We go home, we fill it out, and my wife falls asleep, and I stayed up literally all night.