Joseph Shapiro

A one-week vacation timeshare in the Pocono Mountains in Pennsylvania.

A one-week vacation timeshare in the Pocono Mountains in Pennsylvania.

Beletti said the timeshare was worthless. He didn't use it, and he couldn't sell it.

Beletti said the timeshare was worthless. He didn't use it, and he couldn't sell it.

Beletti said the timeshare was worthless. He didn't use it, and he couldn't sell it.

One reason, he owned it with his ex-wife. He could sell only half of his share, three and a half days a year, and whoever bought it would need to spend their vacation the same week as Mr. Beletti's ex-wife.

One reason, he owned it with his ex-wife. He could sell only half of his share, three and a half days a year, and whoever bought it would need to spend their vacation the same week as Mr. Beletti's ex-wife.

One reason, he owned it with his ex-wife. He could sell only half of his share, three and a half days a year, and whoever bought it would need to spend their vacation the same week as Mr. Beletti's ex-wife.

I'm sure there are better timeshare offers on the market.

I'm sure there are better timeshare offers on the market.

I'm sure there are better timeshare offers on the market.

I heard so many stories like this that just seem to defy common sense.

I heard so many stories like this that just seem to defy common sense.

I heard so many stories like this that just seem to defy common sense.

Yeah. And I want to tell you about Karen Williams, the woman who told me she knew how to squeeze her money to make a dollar holler.

Yeah. And I want to tell you about Karen Williams, the woman who told me she knew how to squeeze her money to make a dollar holler.

Yeah. And I want to tell you about Karen Williams, the woman who told me she knew how to squeeze her money to make a dollar holler.

Right? Yeah. She, too, ran into a problem with the asset limit. It all started when she bought a life insurance policy to pay for her own funeral.

Right? Yeah. She, too, ran into a problem with the asset limit. It all started when she bought a life insurance policy to pay for her own funeral.

Right? Yeah. She, too, ran into a problem with the asset limit. It all started when she bought a life insurance policy to pay for her own funeral.