Josh DeTar

speaker

2,317 appearances 6 recordings 1 series first heard May 2026 last heard 7 Aug

Josh DeTar’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.

Appearances

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Digital Banking Podcast · From Ram 1500s to real-time payments with Tommy Cotter. · 7 Aug 2026 podcast

Nobody cares.

It doesn't move the needle.

Like it might move the needle for a second, but think about why you're logging into a digital banking app.

Back to your point of like, focus on what you're there for and what you're good at and

Why am I logging into my financial institution?

It's to interact with my money.

So what happens is I let you upload the picture of your dog.

And then even though you have $100,000 sitting in your checking account and 2 million sitting in your savings, I limit your same day ACH to 500 bucks.

And you're like, dude, you're really going to make me drive into a freaking branch to move the 10 grand I need to move right now.

That's not personalization.

And so, you know, what I find interesting about that is I'll give you a real example of kind of I think what you were just talking about.

I want to get your take on it.

One of the things that AI has done for us is allowed us to create really bespoke experiences for people really easily.

And, you know, an example that really kind of like shone a light in my own personal life for it.

I am not a software developer.

I am not a coder.

Like, you know, I might be able to fool you in conversation because I've hung around some really smart people and I learned by osmosis.

So I can say the words, dude, I don't know jack about doing it.

What's interesting is I used Claude to build a custom app for me to help me track some of my health and fitness stuff.

And it has snowballed so epically, Tommy.

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