Josh DeTar

speaker

2,317 appearances 6 recordings 1 series first heard May 2026 last heard 7 Aug

Josh DeTar’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.

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Digital Banking Podcast · Why your bank's biggest threat isn't another bank — it's a stablecoin, with Edwin Mata. · 24 Jul 2026 podcast

And speed and accuracy.

And I hope I get this right, but our CEO Civil once told me.

Kind of one of the examples to think about in terms of like how tokenization can really speed up things is have you ever used the app Shazam to your up your song is anyone's like it's not actually listening to all of the words and then trying to go match it all up.

They've just created a token for every single song.

And then it's just matching the tokens.

So it's so much faster at being able to match that song.

And it's about efficiency.

So it's being able to take something that's all these different musical elements and chords and notes and words and all of that and just create a token that says when all of these things together happen for this song, it's this token.

So same kind of thing here you're talking about in a financial world, right?

All of the different elements can be represented as a token.

And then put on to the blockchain where it's visible to anybody in that ecosystem, can be validated, checked against, and immutable through that process.

And all of a sudden it makes the process of something like moving money or securing a loan, it can be actually significantly more efficient than the old process of driving into the bank, talking to somebody.

Getting cash, taking it out, go using it, then coming in every week and bringing them cash to pay back, right?

Think about that process to today's process.

It's

Yeah.

That's an interesting point too, Edwin, that I think a lot of this has again, there are other things that happen around us that influence what happens in our space.

So where I'm going with all of this is we as humans used to be very siloed, right?

I mean, think about even just a hundred years ago, two hundred years ago, three hundred years ago.

And so how does that impact the financial services sector when we humans were very localized, right?

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