Josh DeTar

speaker
2,317 appearances 6 recordings 1 series first heard May 2026 last heard 7 Aug

Josh DeTar’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
2 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.

Appearances

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And we're going to start with with one, which is the change in the consumer.
Right.
The other one I want to talk about is actually the change to the business.
Right.
But let's start with the consumer side.
Because I agree.
I mean, the American consumer has changed so much over the last hundred years.
And heck, even in the last
20, 10, 5.
And obviously, advent of a lot of that is just the accessibility of information.
Right.
If you made a comment to me a while ago, you were talking about how uh it was not that long ago, like I still remember.
Going to a newspaper to look for where the best deal in something was, or to look for the sale or the ads.
And now P I like, I don't even have to think about it anymore.
Like I don't even pay attention to it.
I just wait until the business that I potentially want to or have done with in the past sends me a text message saying they're having a 50% off sale.
Right.
And I'm like, great, now is when I'm going to shop.
Like that has changed us so much.
So what are some of the big changes you've seen in consumers, both inside and outside of financial services that are impacting financial services?
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