Josh ‘OG’ Bannerman

speaker

7,875 appearances 29 recordings 1 series first heard May 2026 last heard 12 Aug

Josh ‘OG’ Bannerman’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 29 in all, peaking in Jul 2026 with 10.

Appearances

newest first · ▶ plays the moment

The Stacking Benjamins Show · Should You Max Out a 401(k) You Don't Even Like? SB1882 · 10 Aug 2026 podcast

Somebody's got to write the check for that. voice-verified

And when you're in a small organization, voice-verified

A lot of times that gets passed on to the participants because voice-verified

The owner has a choice of do we have this tool? voice-verified

And we all kind of collectively pay for it. voice-verified

Or do we just not have the tool? voice-verified

Because I'm not gonna spend thousands of dollars on my own to do this. voice-verified

Yeah. voice-verified

The reality is that the vast majority of people would not save a penny if it wasn't automatically taken out of their accounts on a frequent basis. voice-verified

So the fact that it comes out of your paycheck before you get it is for a lot of people, and I'm not saying that this is true for Shane and his family, but for some people. voice-verified

Like that's the only savings that's happening is because it's coming out automatically, you know, before I get that net paycheck. voice-verified

Uh if you are gonna play that game of like this is too expensive and I'm I'm just gonna invest a little bit and save the rest elsewhere. voice-verified

Make sure you're actually doing the saving elsewhere because statistically you won't do it, you know, because life happens. voice-verified

Anna, do you want to talk about PCRA option? voice-verified

Sure. voice-verified

And what that looks like in uh in this guy's case or anybody's case for that matter. voice-verified

Yeah. voice-verified

And for the PCRA account, super easy to set up and manage if you've got some capacity there and understanding of Schwab's platform. voice-verified

And maybe you have to leave some money in the other side. voice-verified

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