Josh ‘OG’ Bannerman
speaker
7,875 appearances
29 recordings
1 series
first heard May 2026
last heard 12 Aug
Josh ‘OG’ Bannerman’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 29 in all, peaking in Jul 2026 with 10.
Appearances
Well, I think where people make some mistakes here is if they have more than one job and together those jobs make good income, but each one individually maybe is a little bit lower.
The math will say, you know, oh, the first $10,000 is taxed at this rate and so on and so forth.
Yeah, so the W-4 does ask you that opportunity.
It does give you that opportunity to fill in that information so that the correct column basically is used in your withholding.
That's a mistake, I think, on the downside.
I think on the upside, obviously, if you have kids, if you get married, if you get divorced, family life events are going to have an impact on which boxes you check.
If you turn 65, you get to check a box.
You guys, you know, it's coming.
So you get a few extra bucks.
Those are probably the biggest ones.
Yeah, no, that would be bad.
I mean, you could do it if your income is lumpy like that, but if it's relatively uniform, you will be a surprise, surprise, surprise.
Yeah.
I mean, you should evaluate it.
And if you are under withholding and it's the middle of the year and you can crank that up a little bit, that'll definitely help.
Well, I mean, to be fair, it does matter what kind of business it is.
But generally speaking, small, but you said side hustle.
So that to me, that implies, you know, a small business after your expenses in a small business, you know, your run of the mill mom and pop shop type of thing.
We're not talking about, you know, General Motors here.
I mean, although it works similarly, but
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