Josh ‘OG’ Bannerman

speaker

7,875 appearances 29 recordings 1 series first heard May 2026 last heard 12 Aug

Josh ‘OG’ Bannerman’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 29 in all, peaking in Jul 2026 with 10.

Appearances

newest first · ▶ plays the moment

The Stacking Benjamins Show · Your Mid-Year Tax Checkup: Fix Problems Before They Become April's Problem (SB1878) · 3 Aug 2026 podcast

We've had enough.

Between an occasional almond and a whiff of cat dander, we could take Doug down in a heartbeat.

My nose is all stuffy.

I need to go to the hospital.

I'm going to take another day off.

Well, I think where I see this happening more frequently is when somebody online says Roth 401ks are better than traditional pre-tax.

You know, I'm just going to do that.

unknowingly adding $8,000 to their tax bill, which could be fine in the long run if you believe that you're at a lower income tax bracket today and in the future it's going to be higher and this money's tax-free.

But if you haven't accounted for that from a cash flow standpoint, and God forbid you do this with two people, you're talking about could easily be

$15,000 swing in cash flow where now that money is going to be reduced from your paycheck because you're going to have a higher gross income or taxable income, I should say.

You might owe some money on the back end, but if you don't have that flexibility in your cash flow to absorb 15 frigging grand a year, where's that going to go?

It's going to go on credit card or it's going to go and reduce cash reserve.

You're going to eat into your emergency fund.

And if you're not accounting for that right out the gate, you have some problems.

It could be a big tech surprise, yeah.

Yeah, you're 22 and this is your first job or you just got a huge pay raise because you changed companies.

You're like, what should I do?

That's a perfect time to do that.

Make that switch all in because it's not going to have as big of an impact.

But I see people do these things without seeing the second or third domino down the line and like, what's going to happen?

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