Julia Carpenter
speaker
3,850 appearances
71 recordings
1 series
first heard Oct 2019
last heard Sep 2024
Julia Carpenter’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
Great to be here.
matched
Thanks for having us.
matched
We are in a period of time where there is very low housing inventory.
matched
And if you talk to any house hunter, they already know this.
matched
There is a dearth of starter homes for first-time homebuyers.
matched
And that puts them at a real disadvantage when they're trying to find something that is affordable but also the right size for them.
matched
Affordability.
matched
a lot of people see a price and they think either, wow, that is way too much money.
matched
That's actually doable for me.
matched
But it's all about the mortgage.
matched
You need to look at what the mortgage rate is, what you can afford in terms of monthly payments on your mortgage, and also what makes sense for you.
matched
If you're paying this mortgage for 30 years, you need to think about what your stability is in terms of income and what your life is going to look like.
matched
But don't you think, though, that what you have saved for a down payment determines the mortgage?
matched
It could.
matched
And vice versa?
matched
It could.
matched
Yeah.
matched
I'm thinking about so many people who say, wow, this looks great, and I'll just put down 2% for a mortgage.
matched
That's awesome.
matched
And then I say, well, hold on.
matched
Showing 341–360 of 3,850 · page 18 of 193
← Previous
Next →