Julie Muhn

speaker

73 appearances 1 recordings 1 series first heard Jun 2026 last heard 29 Jun

Julie Muhn’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.

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One Vision Podcast — Fintech, Banking, and AI with Theodora Lau · Competing for Recommendations: The AI Midyear Pulse Check · 29 Jun 2026 podcast

So when we heard that OpenAI was partnering with Plaid and now, you know, you can get all of your finances aggregated onto ChatGPT.

Um, there's a degree of trust there.

Like you said, I go to Chat GPT for medical advice, for um, you know, my meal plan each week, for relationship advice.

Like I as a consumer have like an emotional

relationship and I think a lot of consumers do have this quote unquote relationship with these chatbots.

And yes, I know it hallucinates.

Yes, I know it's biased.

But at the same time, emotionally I have this trust there.

And I think as soon as or now that uh Chat GPT owns the distribution relationship with the consumer, consumers, you know, they're going to Chat GPT

For financial advice, for retirement advice, they're not going to their bank.

So where does this leave banks?

Because banks used to be the end all be all.

At the end of the day, yeah, fintech's have the all this cool technology, but at the end of the day, banks have the trust.

And now I think there's a weird relation, there's a weird dynamic with consumers trusting these LLMs at a different level than they trust their banks.

And is where does that put banks?

Does anybody have any thoughts?

I could see a beam.

I can see it being fragmented, like if a consumer had a certain percentage of their wealth or a certain, you know, um

portion that they wanted to designate to their AI each month for, you know, like Robinhood just launched their agentic investing, for example.

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