Justin Colby

So bear with me on the numbers.

If I'm bringing in 100 grand a month, I don't want to have to rip the whole 100 grand up.

and now grow my company out of the 100 grand that I'm normally making, why not use free capital to build the growth so that when you get to the growth, now you're making, if you're 5Xing it, you're making $500,000 a month, and then you can pay back the 0% capital.

I mean, I don't care what level of business you're in, it would be foolish of you not to consider something like this.

I wish I would have done this in the beginning of 2024.

And you're well aware of the nightmare I've gone through in my real estate business.

If I would have paid these contractors with my credit cards, I would not be in the position I am today.

Because even as recently as last month, I got a message from a tenant that she feels like her floor is like a trampoline.

And you're like, what?

Well, it turns out the contractor just laid LVP with no subfloor.

Okay.

So now I got to go back in.

I got to go spend more money to put in a subfloor and then more LVP.

Meanwhile, the tenant needs to vacate.

Meanwhile, I'm paying a mortgage and I could just charge him back on faulty work and get my money back and...

Now I'm going to have to spend more money to go pursue him and sue him.

And he probably has no money.

This is why he did this, right?

And so I'm going to get no juice out of this rock.

So anyways, I would tell you, real estate investors, I mean, you do a lot in the real estate space in terms of your clientele.