Justin Colby

That they don't have cheap loans anymore.

That they don't have cheap loans anymore.

So let's keep going on. This is so unique and it's a unique perspective to look at debt now as an asset, not a liability.

So let's keep going on. This is so unique and it's a unique perspective to look at debt now as an asset, not a liability.

1972.

1972.

Because inflation. Because inflation. So their income went up.

Because inflation. Because inflation. So their income went up.

Yeah.

Yeah.

Because debt is a stuck number. When you go acquire that debt at today's rate. Yep. and inflation hits for 12 straight years, this debt is not more expensive. It's cheaper because the value of that debt has just gone down by 60%.

Because debt is a stuck number. When you go acquire that debt at today's rate. Yep. and inflation hits for 12 straight years, this debt is not more expensive. It's cheaper because the value of that debt has just gone down by 60%.

So inflation... Now, just to lean into this a little bit, For those, Jason and I type this stuff at our masterminds, like we're a part of all these masterminds, so it's a little bit more common.

So inflation... Now, just to lean into this a little bit, For those, Jason and I type this stuff at our masterminds, like we're a part of all these masterminds, so it's a little bit more common.

For those that might need a setback, because I think if I were to just have heard this right now, I'd be like, yeah, but how the fuck does that, if someone's still cutting the $100 check, it's still a $100 check, but most likely in that 12-year span. Yeah. Their income has also increased because of evolution because everything around them is more expensive.

For those that might need a setback, because I think if I were to just have heard this right now, I'd be like, yeah, but how the fuck does that, if someone's still cutting the $100 check, it's still a $100 check, but most likely in that 12-year span. Yeah. Their income has also increased because of evolution because everything around them is more expensive.

So they need to go make more money to afford life. But this is stuck in a time warp that it doesn't move.

So they need to go make more money to afford life. But this is stuck in a time warp that it doesn't move.

I agree 100%. There's too many Dave Ramsey haters. I don't love him for us. No.

I agree 100%. There's too many Dave Ramsey haters. I don't love him for us. No.