Justin Colby

But if you can take off 30% of that, move it over into the business credit cards and

the TransUnion experience, they're going to look at your personal credit a lot better and your credit score is going to go up, correct?

It's like you should have a coaching program around this.

This is just so phenomenal.

I mean, listen, we started the episode by just talking about the challenges right now in the financial sector, right?

Interest rates are not easy.

You know, my because I'm in real estate, I mean.

I don't think they're going to get that much better.

I think people got spoiled during COVID.

But the reality is something like this is a maneuver that most people, most business owners are not aware of.

I know you have serviced 30,000 clients, but I don't even know how many businesses.

And I mean, you service everyone listening to this right now.

If you're listening to this, you're probably a business owner and there'll be no reason for you not to do this.

So again, back to credit, this is not touching my credit, right?

They do a soft pull is my understanding, right?

Which is not a hard pull on my credit score.

And so it moves little to nothing.

Um, move it at all.

And it doesn't move it at all.

Right.