Justin Lahart

speaker

1,185 appearances 22 recordings 1 series first heard Jul 2017 last heard Dec 2024

Justin Lahart’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · The New Black Friday: Shoppers Are Spending Again, But Differently · 26 Nov 2021 podcast

It doesn't mean that we're going to be back and then we're going to have the same economy in 2022 that we had in 2019, but it could be a lot more familiar looking.

WSJ Your Money Briefing · Will the Rental Industry Survive an Economic Downturn? · 7 Nov 2019 podcast

The first thing that drove the shift to renting was the financial crisis. matched

And let's start out with the most obvious thing, which is the housing market. matched

So after the housing market crashed, a lot of people lost their homes. matched

A lot of people were deeply underwater on their mortgages. matched

Banks were less willing to lend. matched

And people didn't see housing as this surefire way matched

of stockpiling savings like they did before. matched

So what we've seen since the housing crisis is that the ownership rate in the US has gone down, and it hasn't really come back up. matched

So more and more people, particularly in the millennial generation, are renting now. matched

That has drawbacks. matched

One drawback is now really it is a good way or it was a way that people save money. matched

Even if housing prices aren't guaranteed to go up, but it was a way of stockpiling money. matched

Yeah, then you own a place, and that was good. matched

But there are downsides to homeownership. matched

You're not flexible. matched

You can't just pack up and move if your little neck of the United States is having a tough time. matched

You can't move to someplace else where things are better as easily as you can. matched

If you rent, you can't downsize very quickly if the economy turns sour. matched

And that's something that's available to renters. matched

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