Karim Atiyeh
speaker
955 appearances
1 recordings
1 series
first heard Oct 2025
last heard 21 Oct
Karim Atiyeh’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Oct 2025 with 1.
Appearances
who better for that than the credit card companies they know exactly who made a purchase at amazon or walmart or jet.com at the time recently we got to meet the team at capital one and really enjoyed working with them they're a lot more tech savvy than most of the other bank and that's the reputation they have which is great and we were in partnership conversations with them frankly they were interested in building differentiations for the card product because
I mean, at the time, and frankly, to this day, a lot of the consumer card products still fail, like different versions of the same product, just marketed differently.
So they were interested in differentiating through product and partnerships.
And we're interested in figuring out who had recently purchased something at Amazon or Walmart.
So we're in partnership conversations with
Capital One, and around the same time, we're getting a lot of these legal challenges.
It's clear that we needed more firepower, whether in the form of partnerships or in the form of capital, just to withstand the storm.
And quickly, those partnership conversations with Capital One turned into acquisition conversations.
We get really interested because our visions were clearly very aligned with the Capital One team.
They wanted to give us the capital to support the funding to essentially turn the antagonistic relationships with the retailers into more friendly relationships.
And they had a lot of great relationships with those retailers.
So that was very interesting.
But the most interesting part about those acquisition conversations is we got to learn a lot more about the credit card industry, how it worked, where the revenue came from.
And it was fascinating to see that product that you essentially, the card business, they essentially put in the hand of customers.
There's no contract that anyone needs to sign.
It's like the more they use it, the more revenue you make.
And you can just focus on making the product as good as possible so that they use it as much as possible.
And it was refreshing.
It was like, great, like you just put this card in the hands of a person and the more useful it is to them, the more...
Let her use it and the more revenue you make.
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